Roth Ira Limits 2024 Married Filing Jointly. You must be married and file a joint tax return to be eligible for a spousal ira. The modified agi thresholds for calculating roth ira contribution limits will increase.
If you file taxes as a single person, your modified adjusted gross income (magi) must be under $153,000 for tax year 2023 and $161,000 for tax year 2024 to contribute to a roth ira, and if. In that situation, the precise limit.